Which of the following best describes the typical profile of a debt investor?

The typical profile of a debt investor is best characterized by expecting priority claims and security in the form of a lien. Debt investors lend money with the expectation of being repaid, often prioritizing their investment through legal claims on the assets of the borrower. This means they have a security interest, which could take the form of a lien, ensuring that they are first in line to be compensated in the event of bankruptcy or liquidation of the borrowing entity.

In this context, the protection provided by a lien is crucial, as it enhances the security of the investment by guaranteeing that the lender has a claim to specific assets should the borrower default. This creates a lower-risk investment profile, as these investors prioritize stability and repayment reliability over the potential for high returns associated with equity investments.

Other options, such as investors looking for fast market gains or those focused solely on rental income, do not accurately reflect the debt investor's priority for security and risk management. Non-secured lending, mentioned in another option, contrasts with the fundamental principle of debt investing, which usually involves secured transactions to minimize risk. Thus, the expectations regarding priority claims and secured assets distinctly define the debt investor profile.